> For the complete documentation index, see [llms.txt](https://docs.sixpence.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.sixpence.xyz/introducing-sixpence/supply-and-borrow.md).

# Supply & Borrow

### Feature Overview

Supply & Borrow lets you:

* Supply assets and start earning from lending demand
* Stay exposed while your assets generate yield
* Use your assets as collateral
* Borrow without selling
* Unlock liquidity and put it to work

### Step-by-Step Guide

**1.Supply**

<figure><img src="/files/6Vb5YsbWAN8Cg6o36ipA" alt=""><figcaption></figcaption></figure>

Choose the asset you want to supply as liquidity.

**2.Supply Transaction**

<figure><img src="/files/UU84Xcfu6zY5rINU4YYi" alt=""><figcaption></figcaption></figure>

Check the supply APY, enter the amount, choose a gas speed, and confirm.

**3.Borrow**

<figure><img src="/files/RcuHwz93adS0f7poUaV8" alt=""><figcaption></figcaption></figure>

After supplying liquidity, you can borrow your desired asset. Review the amount, select a gas speed, and confirm.

**4.Repay the borrow**

<figure><img src="/files/96hF7WJOrvT0AummsVOn" alt=""><figcaption></figcaption></figure>

Repay your borrow to reduce debt, make your position safer, and free up more collateral.

**5.Withdraw the liquidity**

<figure><img src="/files/HH4FfgVJjS6FpFJreUyG" alt=""><figcaption></figcaption></figure>

Withdraw your supplied liquidity and check your health factor before confirming.

#### 4. Review Key Info

Before confirming the trade, review the following details:

* **Health Factor**\
  Health Factor shows how safe your position is when you have borrowed assets.
  * **Above 2.0** → Your position is safe
  * **1.0** **- 2.0** → Risk is increasing
  * **Below 1.0** → Your position may be liquidated
* **Pool liquidity**\
  Pool liquidity is the total amount of assets available in the protocol for users to borrow or swap.
* **LTV (Loan-to-Value)**\
  LTV (Loan-to-Value) is the percentage of your supplied assets that you can borrow.
* **APY (Annual Percentage Yield)** \
  APY (Annual Percentage Yield) is the estimated yearly return you can earn on your assets.